What does the new Homeowner Flood Insurance Affordability Act mean for me?
The federal government enacted changes to the National Flood Insurance Program through the Homeowner Flood Insurance Affordability Act that was signed into law on March 21, 2014. FEMA has created a fact sheet to summarize the act. Contact your flood insurance provider to determine how these changes will affect you.

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1. What is a floodplain and how do I determine if my property is located in this area?
2. Why is Manhattan getting new flood hazard maps?
3. How might the new flood maps affect me financially?
4. How can I reduce the cost of flood insurance?
5. Who is responsible for updating the maps?
6. What is a Flood Insurance Rate Map?
7. What are the benefits of the new FIRMs?
8. How will the new FIRMs affect me?
9. What will happen if my property is remapped from a moderate- or low-risk area to a high-risk area?
10. What will happen if my property is remapped from a high-risk to a moderate- or low-risk area?
11. What does the new Homeowner Flood Insurance Affordability Act mean for me?
12. When do the new maps become effective?